Posted by Claire Hammons No Comments on Time Limitations of Acting on Your Roof Insurance Claim Home Insurance, Trained Roofers

Time Limitations of Acting on Your Roof Insurance Claim

 

Did your home sustain damage from this year’s hail storm? Did you just notice a leak in your attic?  

Damage to your roof due to a weather event isn’t always evident immediately. For example, most hail damage doesn’t require an emergency replacement. It can last several months or up to a year before issues such as leaks arise.  

How does this work with the time limitations of your insurance claim?  

There’s no need to panic. Luckily, each individual carrier and/or policy allows for a specific amount of time to file a claim after the date of the event or loss.  

Every insurance policy can be different. Some allow for 6 months while others allow for 2 years. On average, most policies and carriers allow for 1 year from the date of loss. It’s important to review your insurance policy to see what your time frame is to file a claim.  

So, what happens after you file a claim? 

When you file an insurance claim, either a preferred roofer or field adjuster is sent out for an inspection. If you feel that the adjuster or roof inspector is incorrect in their assessment, you can ask for a reinspection by a new adjuster.  

Wilson Roofing is a preferred contractor with almost all of the major insurance carriers. We’re often called out to act as the adjuster on behalf of these carriers through our partnership with Contractor Connection. Additionally, we’re proud to be one of Nationwide’s “Everyday Roofers,” who they rely on to work closely with to get their policy holder’s the new roofs and repairs they need.   

We’re coming up on 6 months since the April hail storm, which damaged thousands of homes in the greater Austin area. Please fill out our contact form if you’re in need of a free inspection.