Your roof is a component of your house that has one of the biggest impacts on your homeowner’s insurance rates. Replacing your roof can give you insurance discounts, but also save on long-term repair costs. If you live in a high storm area such as Central Texas, it’s even more beneficial to replace your roof. You can get insurance discounts by replacing it with higher grade quality materials such as impact-resistant shingles or a metal roof. Both are considered class 4 roofing systems that can qualify for policy discounts.
You don’t have to wait for a policy renewal to make these changes. You simply need to inform your insurance carrier of the upgrades, so they can send you and your roofing company a form to fill out and adjust your rates mid-policy.
While impact-resistant shingles are rated class 4, they don’t always hold up to the Central Texas heat. That’s why metal roofs are growing in popularity in the area. You can visit this link to see which metal manufacturers produce the materials that qualify for discounts.
If you’ve taken steps to improve your home, ensure you’re getting credit for it with lower home insurance premiums.
Contact us at Wilson Roofing or submit a roofing inquiry online.Contact Us