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22
Feb
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No Comments on Policy Upgrades That Can Give You Insurance Discounts Home Insurance, Roofing Insurance
Policy Upgrades That Can Give You Insurance Discounts
Your roof is a component of your house that has one of the biggest impacts on your homeowner’s insurance rates. Replacing your roof can give you insurance discounts, but also save on long-term repair costs. If you live in a high storm area such as Central Texas, it’s even more beneficial to replace your roof. You[…]
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Jan
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No Comments on Deductibles and Fly-By-Night Roofing Contractors Home Insurance, Roofing Insurance
Deductibles and Fly-By-Night Roofing Contractors
Did you know that it is illegal for a roofing contractor to waive an insurance deductible or help you avoid paying it? As per the Texas Department of Insurance and state law, it is. When roofing contractors offer to waive your out-of-pocket deductible, they are attempting to undercut local and qualified roofing contractors, such as ourselves. We handle losses with homeowners and insurance companies on[…]
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Nov
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No Comments on Difference Between An RCV And ACV Policy Home Insurance, Roofing Insurance, Storm Damage
Difference Between An RCV And ACV Policy
What's the difference between Replacement Cost Value (RCV) and Actual Cash Value (ACV)? Your home and most of its contents and components are valued in two different ways depending on your insurance policy. Replacement Cost Value (RCV) is the most common coverage. It's the actual cost to replace the item at its pre-loss condition. Actual Cash Value (ACV), another[...]
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Feb
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Comments Off on How Your Roof’s Condition Affects Your Insurance Premiums Roofing Installation, Roofing Insurance, Storm Damage
How Your Roof’s Condition Affects Your Insurance Premiums
What exactly is considered when homeowners insurance premiums are calculated? There are many factors that go into this, but the condition of your roofing system is a big one. How Much Risk Do You Pose? Homeowners insurance policies are designed to protect homeowners from expenses due to weather damage. In general, the level of protection[...]
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